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The invoice we paid into the wrong bank account

It never looks like fraud. It looks like a supplier you have paid for four years, on the same email thread, telling you their bank has changed.

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The employee ownership trust we looked at instead of selling

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The tips we thought were ours to divide

Staff working behind a busy cafe counter Articles

The one-star review that arrived on a Saturday night

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The client who wanted one quick thing every week

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The HMRC compliance check that started with one question

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The co-founder buyout we funded out of the business

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The marketing agency we paid for six months before anyone asked what it was doing

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The investor who went quiet three weeks into due diligence

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The import order we paid for four months before we sold any of it

A meeting room with an empty table and chairs Articles

The hire who brought their old clients with them, and the letter that followed

Glass office buildings in a city Articles

The business we nearly bought, and the week of due diligence that killed it

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The side hustle HMRC already knew about before I told them

A small agency team working together at a shared desk Articles

The client who quietly became 60% of our revenue

A tradesperson loading tools ready for a job Articles

The van that was off the road for three weeks

A market trader's stall stocked up for the day Articles

The supplier who moved us to pro forma overnight

A small team working together at a shared desk Articles

The week's notice that was all we were owed

A shopkeeper opening up the premises Articles

The five-year lease we outgrew in eighteen months

An empty boardroom table Articles

The loan we lost because of how we filed our accounts

A shop owner turning the sign to open Articles

The trade mark letter that arrived five years in

A cluttered desk with paperwork late at night Articles

The money I put in and never took back out

A cluttered desk with receipts and a laptop late at night Articles

The VAT quarter that had already been spent

Someone typing at a desk in the evening Articles

The subject access request that arrives a week after the tribunal claim

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The bank that closed the business account, and the 90 days that now come with it

A shop owner turning the open sign in the window Articles

The second shop that nearly sank the first

A shop owner behind the counter Articles

The chargeback that arrived three months after the sale

Two people working together at a desk Articles

The company car that cost more than the pay rise it replaced

An empty boardroom table and chairs Articles

The customer who went into administration owing us three months' work

Someone typing at a desk in the evening Articles

The loan we repaid early, and the exit fee nobody mentioned

A desk lit by a lamp at night Articles

The overdraft that quietly became permanent

A shopkeeper opening up for the day Articles

The insurance claim that was only half paid

A shop owner turning the open sign in the window Articles

The rent review that nearly closed the shop

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The R&D tax claim a cold caller talked us into

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Raising money before you agree a valuation: what an investor expects from an ASA

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The Companies House letter directors keep ignoring, and the offence at the end of it

An empty boardroom table Articles

How much is your business actually worth? What a buyer or investor works out before you do

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The GDPR job everyone puts off, and the four hours that actually clear it

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The big contract with 90-day payment terms, and what it really costs to say yes

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The employee handbook nobody reads, and the four pages that actually matter

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The forty-hour grant application, and the maths nobody does before starting one

Someone taking a phone call in an office Articles

The two-line reference, and what everyone lost when it became standard

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Six months, not two years: the dismissal change small employers should prepare for now

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The refit that took three years to pay back

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Busier and poorer: how a record year can leave you with less money

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The free pitch problem: why agencies keep giving away the thing they sell

Someone typing at a desk in the evening Articles

The client we should have sacked two years earlier

Two staff members working behind a counter Articles

The pay rise conversation I got wrong

A small business owner behind a shop counter Articles

The right-to-work check I nearly skipped, and what changed my mind

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Merchant cash advances: the funding option nobody recommends but everyone's offered

Three founders in discussion around a table Articles

The year I turned down an investor and took out a loan instead

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The clause I now add to every quote, after learning it the hard way

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Bootstrapping isn't a virtue. It's often just the only funding option you had.

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The staff grievance I handled badly, and what it actually cost

A founder recording content at a desk with a product Articles

What actually happens after your crowdfunding campaign ends

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The NDA nobody needed: when contracts protect you, and when they're just theatre

Two co-founders talking over a laptop Articles

The co-founder agreement we never wrote — until it nearly cost us the business

Person working late at a desk with paperwork Articles

Family and friends funding: the money that can cost you more than the bank's

Founders in conversation in a modern office Articles

What actually happens after you say yes to an investor

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Why I hired my first employee later than I should have

Person working at a laptop in the evening Articles

Invoice finance still has a stigma it doesn't deserve

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Going limited didn't change my life the way everyone said it would

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Trade credit and buy-now-pay-later for business: convenient or a trap?

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Why turning down investment is sometimes the smartest thing a founder does

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What investors actually look for before they write a cheque

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The redundancy conversation nobody prepares you for

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The uncomfortable truth about 'passive income' for business owners

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Five business books that actually change how you run things

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Why 'just raise your prices' is sometimes terrible advice

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The quiet death of the business plan — and what founders use instead

A business owner smiling while holding an open sign Articles

What actually happens in the first 90 days after you sell your business

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Why some founders deliberately stay small forever — and why that's not a failure

A confident business owner smiling and holding an open sign Articles

What Dragons' Den doesn't show you about the equity you give away

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Business Stuff is now on YouTube — here's what to expect

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What Dragons' Den gets right (and wrong) about pitching your business

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The Apprentice teaches terrible lessons about leadership — here's what actually works

A cluttered desk lit by a lamp late at night Articles

Why 'hustle culture' is quietly burning out UK founders

Hands typing on a laptop at a desk by a window Articles

From side hustle to seven figures: the unglamorous middle bit nobody talks about

A creator recording a podcast with a microphone and laptop Articles

What we can learn from Gary Vaynerchuk — and where his advice doesn't quite fit the UK

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Building in public: the pros, cons and what to actually share

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Busy every day and still losing money: the café margin trap

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Sole trader to limited company: was it actually worth it?

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Scaling an online shop without losing your evenings

A close-up of someone holding printed paperwork News

Making Tax Digital: what it actually means if you're a sole trader

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